Management

 

 

Executive Director

STEPAN TOROSYAN 

 

   

Born on: 13.09.1978, Armenia

Since 08.2018 ECLOF UCO Head Office- Executive Director

03.2017-08.2018 ECLOF UCO Head Office - Operational Director / Deputy CEO  

07.2016-03.2017 ECLOF UCO Head Office - Risk Manager/Deputy Executive Director 

05.2015թ – 03․2016  FINCA UCO CJSC Head Office - Product Manager

11.2013 - 05.2015 FINCA UCO CJSC Head Office - Regional North Branches Manager

02.2012 - 05.2013 FINCA UCO CJSC –Vanadzor  Branch Manager

03.2012 - 08.2012 FINCA UCO CJSC - Ashtarak Branch Manager

10.2011 - 02.2012 FINCA UCO CJSC - Aparan Branch Manager

12.2010 - 10.2011 FINCA UCO CJSC - Talin Representative Office Manager

01.2010 – 12.2010 FINCA UCO CJSC - Ashtarak Team Manager

07.2008 – 01.2010 FINCA UCO CJSC – Etchmiadzin Loan Specialist

06.2000 – 02.2013 Scientific Center of Soil Science, Agrochemistry and Melioration - Scientific Worker

2004 – received an academic degree - Candidate of Agricultural Sciences

2000-2003 - Scientific Center of Soil Science, Agrochemistry and Melioration - Postgraduate Studies

1995-2000 - Graduated from Armenian State Pedagogical University after Khachatur Abovyan, faculty of Biochemistry, Chemistry and Ecology Department

 

Chief Accountant 

KARINE PAPUJYAN 

 

Born on 17.07.1976 

Since November 25th 2013 holds the position of ECLOF UCO LLC Chief Accountant

01.03.2010-25.11.2013 held the position of ECLOF UCO LLC Board Member

2002-2010 held the position of Chief Accountant at VTB-Armenia Bank Armenia Ejmiatsin Branch

26.10.2001-03.06.2002 worked as Economist at Haykhnaybank CJSC Ejmiatsin branch

15.10.2001-26.10.2001 worked as Senior agent at Haykhnaybank CJSC Ejmiatsin branch

09.07.1999-17.11.1999 worked as specialist at Credit-Yerevan Bank Ejmiatsin Branch

In 1999 graduated from Yerevan State University the department of Applied Mathematics with the Specialty of Mathematics

 

Internal Auditor

TACHAT KHERANYAN 

 

Born on: 06.11.1980, Armenia

ECLOF UCO LLC Head of internal Audit since 2016

2015- For now  Renesa CJSC (Investment Company) - Head of internal Audit

2012-2015-  AMERIABANK CJSC- Chief specialist auditor

2008-2012- Converse Bank CJSC - Internal Audit member

2007-2008 - Converse Bank CJSC - 1st class specialist of loan group of Back Offi

2006-2007 - Converse Bank CJSC - 1st class auditor

2005-2006 - Converse Bank CJSC - Loan register specialist (Back Office)

In 1997-2002 has graduated from Armenian State Institute of Economics – faculty of Management, Department of Theoretical Economics