ECLOF Universal Credit Organization LLC
ECLOF UCO LLC was established by the ECLOF Foundation which is a member of the ECLOF International Global Family (Center; Geneva, Switzerland) and a member of the MFC, Central and Eastern Europe and Microfinance Center for New Independent States.
ECLOF UCO LLC was registered and licensed by the Central Bank of the Republic of Armenia on October 17, 2006. License No. 17.
ECLOF UCO LLC serves credit programs in the territory of the Republic of Armenia.
ECLOF Universal Credit Organization Limited Liability Company (hereinafter referred to as ECLOF UCO) is established in 2006 by ECLOF Foundation for the implementation of a microfinance program.
ECLOF UCO is registered and licensed by the Central Bank of the Republic of Armenia on October 17, 2006. License No. 17.
HOT LINE: +374 94 75 75 75
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Billion AMD portfolio
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Representations in Armenia
Our Loans
Frequently Asked Questions
Credit history shows how you have fulfilled and continue to fulfill all your financial and credit obligations.
A score is an assessment of a customer's creditworthiness generated within a scoring system. It is formed through the analysis of various available information regarding the customer and the application of statistical methods. Based on the score, the potential credit limit, terms, and conditions for a specific type of loan are determined.
To build a good credit history, it is necessary to pay the principal loan amount and interest properly and within the specified deadlines, as well as to be cautious when becoming a guarantor for others—avoiding guaranteeing individuals with a bad credit history, since in the event of their default, the obligations, penalties, and negative impact will be transferred to you.
When you apply for a loan, the financial institution evaluates your responsibility as a borrower. Having a "good credit history" allows you to obtain the requested loan more easily, quickly, and under more favorable terms.
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